Understanding Credit

The importance of understanding credit.


We believe you’ll have a more positive experience when you finance knowledgeably. This includes understanding how credit functions and knowing the risks of unwise credit management.


The following downloadable information are excellent resources:


"Credit: Important to the vehicle buying process" (pdf) : Provides you with information on credit and explains how to successfully use credit to purchase a vehicle.


" Understanding Vehicle Financing" (pdf) : This brochure, prepared by AFSA and NADA, offers useful information about the dealership purchase and finance process.


Additional Resources on Credit:

The following websites offer helpful information on credit and vehicle financing:


AWARE: www.autofinancing101.org


AFSA: www.afsaef.org


Now that you know more about credit, visit the Finance vs. Lease section to decide which option is best for you!


Order Your Credit Report Online:

To receive information on accessing your personal Credit report online, visit Consumerinfo.com, an Experian company.